Auto Financing In Jefferson, OH

The staff at AM Ford appreciates the continued loyalty of our customers from Ashtabula, Austinburg, and Geneva, as well as those from the surrounding areas of the state. We love to see the excitement and energy of customers as they shop for a new Ford car, truck, or SUV and enjoy several test drives to ensure they are making the perfect choice to meet their needs. It is a process that we never get tired of seeing and taking part in with our customers, who are also often our friends and neighbors from the community.

We are also proud of the services that our expert in-house finance team has to offer our customers purchasing new and used vehicles from the dealership. Not only are these pros ready to answer all your questions related to financing your next vehicle, but they are eager to help with the process of securing an excellent loan for that purchase. Even if you have bad credit, our finance experts will work with you to find flexible terms and affordable payments that fit your budget. All you need to do is complete the simple online loan application and submit it to our staff. They will handle everything else. Then, when you arrive to select your new car, truck, or SUV, they will have all your options ready to review — including solutions for drivers with bad credit or no credit history at all.

Do You Have A Trade-In Vehicle?

If you are thinking about using your current vehicle as a trade-in on your next purchase at AM Ford, we are ready to provide you with some helpful information regarding the value of that car, truck, or SUV. All you need to do is provide basic information about the vehicle in the value your trade tool, and we will provide an estimated amount that you can expect to receive for your trade-in. Even if you are dealing with bad credit, trading in your vehicle can be a smart way to reduce the overall amount you need to finance and make approval easier.

Keep in mind that you need to be very realistic about the overall condition of the exterior and interior of the vehicle to ensure the information you provide to us and the estimate we provide to you is accurate. Then, just bring that vehicle with you to the dealership, and our team will complete a quick inspection and prepare the paperwork to include it as part of your next vehicle purchase.

Why A Trade-In Is A Wise Choice

If you are unsure about trading in your current vehicle, here is a piece of critical information. When you buy a new or used vehicle, you pay sales tax on the purchase price. In Ohio, that amount can be as much as 8% of the cost of the car. But when you have a trade-in vehicle, that reduces the price of the new vehicle and the amount of sales tax you will pay. Trading in a car with a $5K value could save you about $400 in sales tax at a rate of 8%. That is a nice way to save money and help cover the cost of your first car payment. For buyers with bad credit, that savings can make a big difference when planning your budget and getting approved for your next loan.

Crunching The Numbers

When you have a few vehicles selected that you might consider purchasing, our payment calculator can help you understand what you will pay each month for the various options you are considering. Just enter the price of the vehicle, your loan interest rate and term, and the amount of your trade-in or down payment to see how much you can expect to pay for that new dream Ford. This tool is also helpful when you want to see how adjusting the amount of your down payment will impact the monthly payment or how the length of the loan will impact what you pay each month. And of course, our finance staff is here to answer any questions you have about estimating your future car payment amount.

Even if you have bad credit, AM Ford offers competitive financing solutions to help you get behind the wheel of a dependable Ford model. Our team has built strong relationships with local and national lenders to help customers from every credit background — including bad credit — find a financing plan that works for them.